Terms of Service

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In short: Precedent is a market-analysis tool. It shows how the historical London sessions that most resemble today went on to close. It is not financial advice, it doesn't hold your money, and it doesn't place trades. Subscriptions renew until you cancel, and you can cancel any time in one click.

1. Who we are

Precedent is provided by , a company registered in England and Wales (company number ), registered office ("we", "us"). You can contact us at . By creating an account or buying a plan you agree to these Terms, our Privacy Policy, our Refund & Cancellation Policy and our Risk Disclosure.

2. What Precedent is — and isn't

Precedent compares the shape of the current trading session with past sessions and displays what followed those past sessions: statistical ranges, probabilities, "SETUP" zones and alerts. These describe historical data. They are general information, not a personal recommendation to buy or sell anything.
We are not authorised or regulated by the Financial Conduct Authority and we do not provide investment advice, portfolio management, or any regulated activity. Nothing in Precedent takes your personal circumstances into account.
Precedent does not accept deposits, hold funds or execute trades. The "paper trade" feature is a demo with no real money.
The optional Precedent MT5 EA (yearly plan) runs inside your own MetaTrader terminal. It only reads your account's balance, positions and trade history and sends them to your journal; it never places, changes or closes orders, and your broker password never leaves MetaTrader. Risk rules and limit warnings are reminders you set for yourself — they don't stop you trading, and you stay responsible for every trade and for your prop firm's or broker's own rules.
You make your own trading decisions and you are solely responsible for them. Read the Risk Disclosure before using Precedent for anything involving real money.

3. Your account

You must be at least 18 years old. Accounts are for one person; don't share your login.
Keep your password secure and tell us straight away if you think your account has been misused. You're responsible for activity under your account.
The free tier (gold via PAX Gold and crypto markets) can be used without an account.

4. Plans, prices and billing

Current plans and prices are shown on the pricing screen before you pay. Prices are in pounds sterling and include VAT where applicable.
Subscriptions (monthly or yearly) are paid in advance and renew automatically at the end of each period until you cancel. You can cancel at any time from Account → Manage billing; you keep access until the end of the period you've paid for, and you won't be charged again.
Passes (for example the 7-day pass) are one-off payments. They never renew.
Payments are processed by Stripe. We never see or store your full card details.
If a renewal payment fails, Stripe will retry it for a short period; if it can't be collected, Pro access ends when the paid period does.
We may change prices for future periods. We'll tell you at least 30 days before a price change affects your renewal, so you can cancel first if you prefer.

5. Your right to cancel

Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 you normally have 14 days to cancel a contract for digital content. Precedent Pro is supplied immediately after payment. At checkout we ask you to request immediate access and to acknowledge that, as a result, you lose the 14-day cancellation right once access begins. This doesn't affect our first-subscription guarantee or your statutory rights if the service is faulty.

6. Acceptable use

You agree not to: share, resell or publicly redistribute Precedent's data, alerts, signals or screens; access Precedent with bots, scrapers or automated tools (other than the alert channels we provide); try to bypass paywalls, limits or security; reverse-engineer the service; or use it unlawfully or to harm others. We may suspend accounts that break these rules.

7. Market data and alerts

Market data comes from third-party providers. It may be delayed, incomplete or wrong, and a provider may stop supplying it. "Gold · PAXG" in the free tier uses PAX Gold, a token backed by physical gold, as a proxy for gold — it can differ from interbank spot XAU/USD.
Alerts (in the app, by browser notification or via Telegram) are generated automatically. They can be late, duplicated or missed because of data, network, device or third-party issues. Don't rely on an alert arriving, or arriving on time.
The alert log and its statistics describe how each alert's zones were reached using the same data feed. They exclude spreads, commissions, slippage and execution, and are not a promise of future results.

8. Availability and changes

We aim to keep Precedent available but can't guarantee uninterrupted service. We may improve or change features. If we make a change that significantly reduces what you've paid for, you can cancel and we'll refund any unused prepaid period.

9. Intellectual property

Precedent, its software, design and content belong to us or our licensors. Your subscription gives you a personal, non-transferable right to use it for your own purposes while your access is active.

10. Our liability to you

Nothing in these Terms limits liability for death or personal injury caused by negligence, for fraud, or for anything else that can't legally be limited — including your statutory rights as a consumer.
We are not responsible for trading or investment losses, lost profits or opportunities, or any decision you make using Precedent. Precedent is provided as an analysis tool, and markets can move against any historical pattern.
Otherwise, our total liability to you is limited to the amount you paid us in the 12 months before the claim.

11. Suspension and ending

You can stop using Precedent and delete your account at any time (Account → Delete account); deleting your account cancels any active subscription. We may suspend or close accounts that break these Terms, and if we close your account without you being at fault we'll refund any unused prepaid period.

12. Law and disputes

These Terms are governed by the law of England and Wales. If you're a consumer living in Scotland or Northern Ireland you can also bring proceedings in your local courts. Please contact us first at — most problems are sorted quickly.

13. Changes to these Terms

We may update these Terms. We'll show the date of the latest version at the top and, for material changes, tell you by email or in the app before they apply to you.